India

Opening a bank account: KYC checklist

The documents banks usually ask for when you open a savings account.

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An officially valid document (OVD) with your photoFor example Aadhaar, passport, voter ID or driving licence. Your bank will tell you which it accepts.
PAN card, or Form 60 if you do not have one
Proof of current address, if it is not on your main document
Recent passport-size photographs
Mobile number and email address you can access
Details of a nominee
Money for the opening deposit, if the account needs a minimum balance

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Make a passport-size photo Official site: Reserve Bank of India

Tips and common mistakes

Bring matching documents

Banks need proof of identity, proof of address and a recent photograph, and usually a PAN or a form that replaces it. The name and date of birth should match across all of them.

Common mistakes

An address proof that is out of date, or a photo that does not match the ID, slows things down. Some banks also offer video KYC, so ask whether you can finish it from home.

This is a general guide, not an official list. Rules and accepted documents change and differ by office, so always confirm with the official website before you go. Last updated November 2026.

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