PPF Calculator (India)
Enter your yearly PPF deposit (up to ₹1.5 lakh), the current interest rate and the number of years to see the maturity value and the interest earned. The rate is set by the government each quarter, so check the latest rate.
Runs in your browser. Your files never leave your device.
The government sets the rate every quarter.
This assumes you deposit the full amount at the start of each year, which is the usual way to estimate it. Real interest is worked out monthly on the lowest balance, so the actual figure can be slightly different.
How it works
- 01Enter the yearly deposit.
- 02Enter the current PPF interest rate.
- 03Read the maturity value.
Tips and common mistakes
Know the basic rules
A PPF account runs for 15 years, with a yearly deposit limit of Rs 1.5 lakh. The interest rate is set by the government and reviewed every quarter, so the real figure can differ from the rate you enter today.
Deposit early in the month
Interest is worked out on the lowest balance between the 5th and the end of each month, so depositing before the 5th can earn a little more. Check the current rules with your bank or post office.
Questions
What is the PPF lock-in?
PPF has a 15-year term, which you can extend in blocks of five years.
Is the result exact?
It is an estimate that assumes a deposit at the start of each year. Real interest is worked out monthly on the lowest balance.
Is my file uploaded to a server?
No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.
Is it free?
Yes. It is free to use, with no signup, no watermark and no daily limit.