Income Tax Calculator (India)
Enter your yearly income to see the tax, surcharge, cess and take-home pay under both regimes. The slabs shown are for FY 2026-27, and the tool tells you which regime is cheaper for your numbers.
Runs in your browser. Your files never leave your device.
Rules for FY 2026-27 (AY 2027-28)
This is an estimate for FY 2026-27 (AY 2027-28). Tax rules change, so check the Income Tax Department or a tax professional before you file.
How it works
- 01Enter your yearly income.
- 02Choose the regime and add any deductions.
- 03Read the tax and compare the regimes.
Tips and common mistakes
Compare both regimes
Enter your yearly income and your deductions, then look at the tax under the new and the old regime side by side. Deductions such as 80C, HRA and home loan interest mostly help under the old regime, so the lower figure is different for different people.
Keep your documents handy
You will need your gross salary, the deductions you can prove (for example investments, rent receipts and loan certificates) and the tax already deducted by your employer (TDS), which appears on Form 16 or your payslips.
This is an estimate
Tax rules, slabs and rebates change from year to year. Use the result to plan and compare, and check the final figure on the Income Tax Department website or with a qualified professional before you file.
Questions
Which year are the rules for?
The slabs are for FY 2026-27 (AY 2027-28). Tax rules change, so check the Income Tax Department or a tax professional before you file.
Is the result exact?
It is a close estimate. It does not cover capital gains, special-rate income or every deduction.
Is my file uploaded to a server?
No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.
Is it free?
Yes. It is free to use, with no signup, no watermark and no daily limit.