SIP Calculator
Enter the monthly amount, the expected yearly return and the number of years to see the estimated value, the total you invest and the estimated gains.
Runs in your browser. Your files never leave your device.
Returns are not guaranteed. This is an estimate, not financial advice.
How it works
- 01Enter your monthly investment.
- 02Set the expected return and years.
- 03Read the estimated value.
Tips and common mistakes
How the SIP result is worked out
The calculator uses a fixed monthly amount and an assumed yearly return, compounded monthly. For example, Rs 5,000 a month at 12% a year for 10 years comes to about Rs 11.6 lakh, of which Rs 6 lakh is what you put in.
Returns are an assumption, not a promise
Market-linked investments go up and down, and the actual result can be higher or lower than the rate you enter. Use a modest rate for planning, and try a few values to see the range.
Time matters more than the amount
Starting earlier gives the money more years to grow. Try the same monthly amount for 10, 15 and 20 years to see how the gain grows with time.
Guides for this tool
Questions
Are the returns guaranteed?
No. Real returns vary. This is an estimate based on a steady yearly return and is not financial advice.
Is my file uploaded to a server?
No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.
Is it free?
Yes. It is free to use, with no signup, no watermark and no daily limit.