FD and RD Calculator
Enter the amount, rate and time to see what your FD or RD grows to, with quarterly, monthly or yearly interest.
Runs in your browser. Your files never leave your device.
Banks may round differently and tax is not included. This is an estimate.
How it works
- 01Choose FD or RD.
- 02Enter the amount, rate and time.
- 03Read the maturity amount and interest.
Tips and common mistakes
Compounding changes the result
Many banks compound interest every quarter. The same rate with more frequent compounding gives slightly more at maturity, so match the setting to what your bank states.
Check tax and early withdrawal rules
Interest on deposits is taxable income, and banks may deduct tax at source once your interest passes a yearly limit. Breaking a deposit early usually earns a lower rate, so read the terms before you invest.
Questions
Is tax included?
No. Interest on deposits can be taxable, so the result is before tax.
Is my file uploaded to a server?
No. Everything happens inside your browser on your own device. Your files are never sent to us or anyone else.
Is it free?
Yes. It is free to use, with no signup, no watermark and no daily limit.